Tag Archives: Trust Deed Investing

Why Customers Prefer Blackhawk Services For Constructing Financing

Have you ever thought of getting a private mortgage for your construction project? Many real estate developers know of this option but they are hesitant to try it. One of the things you should consider when looking into construction financing is convenience. There are many lending institutions that can finance your construction project. Securing a loan from them is however, a nerve-wrecking exercise. A good number of the lending institutions have complex application procedures and requirements that put off customers.

To begin with, it is important to appreciate that funding of a loan or buying a promissory note is a risky investment. The lender is taking a risk to invest their money in your project, hoping that you will pay back as agreed. Peer to peer investing is one of the most popular lending options for construction projects in the marketplace. This is where individuals lend each other directly without using intermediaries.

Some projects however, are just too big for individuals to finance. Various lending companies have taken an interest in the peer to peer lending because they believe that is where they will find most clients. It is important for you to choose your real estate peer lending partner carefully. Blackhawk is one of the most reliable peer to peer lending platform in the marketplace today. If you are looking for a real estate peer to peer investor, then you should consider using Blackhawk’s services.

Most of the big real estate investors prefer using trust deed investing. When they are lending money, they prefer it to be collateral-backed. There are very few peer to peer lending agencies that will give their clients this service. Blackhawk is one of those few agencies. Most banks have abandoned both residential and commercial investment mortgages.

At this time, peer investors have got the biggest opportunity to fill in those gaps. They can invest in prime real estate projects with low risk and better returns. That is what any investor would want. We have created the right environment where all lenders will feel comfortable lending out their money to real estate projects.

Blackhawk does not just serve the interests of the lenders, but borrowers as well. As a borrower who has been shut out from other options in the credit market, we have the best solution for you. Borrowers can access friendly rates for the loans they need making it possible to finance various projects.

Is Trust Deed Investing for you?

Have you ever considered investing in a trust deed? This is a form of financing that allows small investors to make money the same way huge financial institutions like commercial banks do. Trust deed investing involves purchasing a loan to a borrower as evidenced by a promissory note. The promissory note is a written contract that stipulates the amount of loan given and the interest rate and frequency of payments to be made. The promissory note also includes details on when the borrower is to repay the principal.

Since many financial institutions have made it difficult for people to access financing, people have turned to social lending. This is a form of lending where small investors fund a business idea or venture and then are later given back the amount borrowed together with an interest. However, the borrower must prove that their idea is profitable before gaining the trust of investors

Whether you choose to invest in social lending or any other form of financing, make sure to do comprehensive research. Many people have faced significant losses after venturing in a form of investing that possesses high risks. Evaluate your risks carefully and realizea what you are likely to earn when you invest in any form of financing.


Vincent Garibaldi

Blackhawk Investments Corp Leading the Way in Social Lending

Blackhawk Investments Corp has given people who want to use their money effectively as they watch it grow as an accessible alternative through a convenient online platform.

Blackhawk Investments Corp is an industry leader in peer-to-peer lending. It has eased the process of accessing commercial real estate loans by connecting borrowers and lenders online. The company gives approvals that traditional money lenders are not willing to along with rates that they cannot give. Commercial mortgage brokers ensure that borrowers are able to get the best mortgage rates possible.

Services are provided to meet the mortgage needs of various individuals. Blackhawk provides non-conventional commercial lending services for real estate. It has become increasingly difficult for borrowers to get access to the funds they need because of the strict regulations that traditional lenders impose on them. This is why it has become necessary for lending alternatives to be put in place for the purpose of financing real estate transactions.

Flexibility is essential for borrowers who need to be able to have time saving and flexible finance solutions to meet their needs. Commercial mortgage brokers facilitate a clear process during which everyone involved in the transaction will be able to get full representation. The brokers are committed to the successful fulfillment of real estate transactions regardless of how simple or complex they may turn out to be.

Trust deed investing involves issuing of loans to individuals or groups and these loans are secured through real estate property. Interest is eared by loaning money and if there is a failure to make a repayment the property can be sold to recover the investment that has been made. To maximize on the benefits of trust deed investing it is important to be aware of whom the trust deeds are being purchased from. This ensures that the investment is well protected. It is also important to assess the property involved.

Trust deeds are a worthwhile way of earning interest without the challenges that are associated with actually making a real estate investment. Social lending is an important aspect of effective and result oriented investments. It has made it much easier for borrowers to raise the money they need. It has also given smaller investors the chance to get more from their money.

Trust Deed Investing – What Exactly Is It?

Anyone who invests in trust deeds becomes a lender. It simply means that you are making money the same way commercial banks do. Investors take your money and give you a certain percentage on your deposits. They later lend it out at between 6% and 10% ROI, giving them a handsome profit even after covering the operating cost. Of course, there is collateral placed on these loans in form of a promissory note secured by a Deed of Trust.

Investing in underwritten first deeds always make a lot of sense. The current market conditions have made this investment option even more attractive. The restricted lending by most banks has created a greater access to high quality borrowers. Most importantly, the interest rates offered by real estate investment are far better than what commercial banks offer.

The Services Offered

Trust Deed lenders find and meet with the borrowers, underwrite, originate, fund, and set-up the servicing of the loan. In addition, they also closely monitor the performance of the loans and provide professional guidance to investors throughout the process.

Title Insurance

To ensure that the titleholder has a full and valid title to the property, each loan provided is covered by ALTA lenders title policy. This also ensures that the title owner is the first lien position and enjoys protection against title defects.

Hazard Insurance

As a requirement, borrowers must maintain homeowners insurance in order to cover the loan as well as the replacement improvements cost. As the lender, you are always listed as the loss payee.


As a rule, an independent appraisal company appraises all loans. Also, it is the responsibility of the lender to do sight inspection on every property not only to assess the property, but the community and neighborhood as well. This is done to evaluate how marketable the property will be in the future.


To ensure transparency, all loan payments are made directly to an insured, nationally recognized, and licensed company that services loans. You can choose to have your payments automatically deposited into your account after which you receive monthly statement.

Trust deed investing offers investors an opportunity to invest in unique real estate investments. It is one of the most profitable investment vehicles anyone can embark on.


Vincent Garibaldi

Interesting Articles

 SoFi Tackles the Huge Student Loan Problem


In March of this year it was reported that total outstanding student loan debt in this country had topped $1 trillion for the first time. More students are taking on more debt than ever before. Even for those who qualify for federally subsidized programs, the debt burden can be immense. Enter SoFi (short for Social Finance). They are bringing a hybrid p2p lending model to student loans and are already making a big impact.

Recently I chatted with Dan Macklin, co-founder and VP of Business Development at SoFi, about his company and how they are changing the student loan business.

 Lending Club and Prosper Issue $99.8 Million in New Loans


Another great month at Lending Club combined with a significantly down month at Prosper meant that we still haven’t quite broken $100 million in loans in one month yet. I thought it was a safe prediction that milestone would be broken in November. But Prosper was down over 20% from last month which certainly caught me by surprise. Let’s dig a bit deeper into the numbers at both companies.


A Financial Plan for the Truly Fed Up
NY Times – Your Money By Ron Lieber

PEER-TO-PEER LENDING In early 2011, I expressed wariness about relatively new services like Lending Club and Prosper that allow individuals to invest money in loans that other people take out. Since then, however, the services have been humming along quite nicely, delivering returns of roughly 7 percent to investors who spread their money in small bits among hundreds of loans to the most creditworthy borrowers.

America’s new subprime boom: This time it’s cars

The auto industry has been one of the few truly bright spots in the US economy since the financial crisis.
After a terrifying crater during the worst of the panic—albeit with a brief spike induced by the “cash-for-clunkers” program — car sales have crawled back to something like normal. And updates on auto sales from the big car makers Oct. 2 showed Ford Motor and Chrysler Group expect to sell cars at the fastest pace since the financial crisis struck. Good news, right?

Looking For 10% Yields? Go Online For Peer To Peer Lending

After six years of experience and some bumps, including a financial crisis and ensuing recession, peer-to-peer (P2P) lending has finally earned its place on an income investor’s menu.

101: Peer-To-Peer Business Funding
The HBS Blog

While the worst of the global financial crisis is now three years behind us, one area of the economy that has yet to fully recover is the small-business loan market. Because large banks are still dealing with the economic fallout, and trying to reduce the size of their loan portfolios, most of them are only interested in lending money to their biggest, most creditworthy clients. So where is an entrepreneur to go when in need of a loan for his business? One answer may be to look to the world of peer-to-peer (P2P) lending.

LendingClub Brings Another Morgan Stanley Bigwig on Board
Bloomberg Tech Deals

LendingClub, the peer-to-peer Internet lender, has landed another Morgan Stanley heavyweight as part of its push to go from niche to mainstream.
LendingClub Brings Another Morgan Stanley Bigwig on Board

California Real Estate Recovery on The Horizon

A look at the California real estate market has investors asking whether now is the time to buy with the economy slowly on the mend. In an breakdown from California Real Estate Post, the market looks prime to return.

Foreclosures At a 4-Year Low

Foreclosure filings fell in March to their lowest level in four years, according to real estate data provider Realty Trac. For the first time since July 2007, the nationwide number of filings fell under 200,000 — a 4% drop from the month before and a 17% decrease from March of 2011. However, the news isn’t as good as it may sound.

Are Mortgage Credit Standards Loosening? (Hint: No)
Wall Street Journal

It’s no surprise to anyone who has applied for a loan recently that banks are being far more careful. But a new report shows just how tight conditions have become — and how even borrowers with favorable credit profiles are being denied.

An Innovative Boutique Approach to Raising Capital


Strategic Assets Partners LLP Offers Bespoke Ways to Raise Capital for Alternative Investments

Big Investors Are Piling Into the ‘Peer-to-Peer’ Lending Market…
Wall Street Journal

After years of hype and occasional blowups, the “peer-to-peer” lending market, which connects borrowers with mom-and-pop lenders, is starting to attract professional investors.

Former Morgan Stanley Chairman & CEO join Peer-to-Peer Lender Board
Financial Times

John Mack, the former chairman and chief executive of Morgan Stanley, is to join the board of a peer-to-peer lending company that aims to bypass banks and extend credit directly to borrowers through the internet.

Why people hate the banks


You can’t read the series without wondering whether banks have learned anything from the foreclosure crisis, which resulted in a $25 billion settlement with the federal government and the states. That crisis was the direct result of shoddy, often illegal practices on the part of the banks, which caused untold misery for millions of Americans. Part of the goal of the settlement was simply to force the banks to treat homeowners with some decency. You wouldn’t think that that would be too much to ask. But it was never going to happen without the threat of litigation.

Information on Trust Deed Investing and Real Estate Investing

Need information on Trust Deed and Real Estate investing? Here are some links to informative documents and sites to get you started.