Tag Archives: marketplace lender

P2P Lending Penetrates the Real Estate Industry

Peer to Peer lending is one of the best ways to access loans nowadays. It started in small and business loans, but the results that it is bringing are unquestionably great. The fact that it has been able to make its way into the real estate industry is a sign of great things to come.

Peer to Peer lending commonly known as P2P lending is a very simple way of getting loans and it has grown over the past few years. This is probably because of the growth and development of internet technology.  People from all over the world are making use of P2P lending. It is a type of marketplace lending where individuals get to access loans of all sizes. There are so many upcoming P2P lending companies that are coming up, one that really stands out is Black Hawk Corp.

Black Hawk Corp. has grown just like the P2P lending itself. This is one of the most trusted peer lending platforms today. It is one of the few that places their focus in the Commercial real estate industry. There are many people who want to make money in real estate and there are those who want to buy homes for their families. They get the opportunity to interact with each other at Black Hawk. This platform is simple to use and a very secure way to exchange money.

Making a real estate investment is assumed to have a higher upfront cost.  Real estate investments in the P2P world do not have to be that costly and limited to the wealthy. Anyone can make an investment in this highly lucrative platform.  People will come looking for money and the investors will go looking for those who want to borrow money. The interest rates are very reasonable and as mentioned above the lending process is secure.

About Black Hawk Corp

Black Hawk Corp is a platform that gives the opportunity for borrowers to access the ideal marketplace lender to purchase that piece of real estate that they would like to procure. It is a great place for all who have been shut out from the credit market for one reason or the other. With Black Hawk Corp. borrowers and lenders are able to interact with each other effortlessly. To find out more contact us below:

Email: info@blackhawkinv.com
Phone: 888-822-3888

A Simple Guide to P2P Real Estate Lending

Have you ever imagined rather than walking into a bank for loan, you were lending out funds to borrowers? Through a reputable p2p marketplace lender, you can do just that.  A p2p lending club will allow you to invest your money by lending it to borrowers seeking investment property loans in exchange for attractive interest rates.

Some of the most reputable P2P companies will enable you get returns of over 9.6%, which is much higher than most investment options in the traditional markets.  In comparison to other investment types, you are able to manage your risks.  In this situation you are now the bank, lending out the money and the sole decision maker on the loans you wish to approve and reject.

To maximize your returns on commercial real estate investing, you need to have an investment strategy. Here is a checklist of things to keep an eye out for. Remember to do a thorough research prior to investing.

  • Credit Score — should be more than 678.
  • Debt Refinance — seek borrowers that will pay higher interest rates
  • Delinquencies in the previous 2 years— there should be none.
  • Government Job — preferred employment in the government
  • Interest Rate — all with preference to higher ones. Mix the loan grades to stabilize and increase returns.
  • Job Tenure — long record of employment, ideally 10 or more years.
  • Loan Purpose — you may want to seek a borrower going for a better rate and debt reduction
  • Loan Term — start with the 36 months and when you are conversant with the investment business, you can go for the longer 3-5.
  • Debt: Income ratio — preferably low
  • Several Small Loans — create a portfolio with a minimum of 200 notes. With more notes your portfolio will be more even and the performance will be better. You will spread the risk better in the event a default occurs. Hence, you will need a minimum amount of $ 5000 to invest and 800 notes which means $20,000 is an ideal amount to invest.
  • Minimum employment period: should be more than a year; the longer the period of employment, the better.
  • Reviewed by the P2P — It is preferable that you have the P2P check out the borrower and give their reviews. This will mean that there is a better chance of loan repayment.